{"id":60679,"date":"2021-12-20T19:50:22","date_gmt":"2021-12-20T19:50:22","guid":{"rendered":"https:\/\/fertilityroad.com\/?p=60679"},"modified":"2024-05-16T08:45:52","modified_gmt":"2024-05-16T07:45:52","slug":"ivf-refund-guarantee-abroad","status":"publish","type":"post","link":"https:\/\/fertilityroad.com\/nn\/treatment-options-abroad\/ivf-refund-guarantee-abroad\/","title":{"rendered":"IVF Refund Programs – Are they Worth It?"},"content":{"rendered":"

Despite advances in science and medical knowledge couples have to consider the possibility that IVF treatment<\/a> might not be successful in the first instance. Can refund guarantee programmes guarantee success? The answer is obviously not, however, what they can guarantee is peace of mind. Such schemes can prove a cost-effective way of limiting financial outlay whilst offering a refund if a pregnancy isn\u2019t achieved.<\/p>\n\n\n\n

What are the factors that influence IVF success?<\/h2>\n\n\n\n

The most common question patients ask when looking for a clinic is, “What are your success rates?”; it is, however a simple question with a complicated answer. Are we talking about clinical pregnancy rates, heartbeat rates, established pregnancy rates (12 weeks) or live birth rates? Clinics will use statistics in different ways; age is one determinant of IVF success \u2013 do your homework and check the different success rates by patient\u2019s age.<\/p>\n\n\n\n

Another factor which affects successful IVF cycles is the quality of the genetic material of the couple. The quality is affected highly by age but also by other factors. The quality of the clinic and the protocol that is used are also factors. The medical expertise of the clinic and their ability to make a personalized diagnosis of what is the problem and what protocol should be followed to achieve a success contributes to about 40% of the success. The other 60% is affected by the quality of the laboratory of the clinic. The latest technology in laboratory equipment and the high-quality expertise of lab scientists could greatly boost success chances.<\/p>\n\n\n\n

Success is often an accumulative process and on average 90% of couples achieve a positive result after 3 cycles of IVF. Even with the best quality of genetic material (young donor eggs and high-quality donor sperm) at the best clinic with the best medical and laboratory expertise, the success rate at any given embryo transfer does not exceed 75%.<\/p>\n\n\n\n

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Voice from Our Experts:<\/em>

What Happens If the IVF Refund Guarantee Treatment Fails?<\/strong>
In the case that a patient concludes a programme doing all cycles and transfers with a live birth, they receive their money back according to the terms of their programme (50%-70% or 100%).<\/em><\/p>\nanswered by Dimitris Kavakas, Redia IVF<\/a><\/cite><\/blockquote>\n\n\n\n

Consult Our Experts for IVF Guarantee ><\/strong><\/a><\/p>\n<\/blockquote>\n\n\n\n

What is a refund guarantee IVF programme?<\/h2>\n\n\n\n

A refund guarantee programme offers a multicycle IVF option for a set price. It usually contains 3 cycles, which is the average number needed for a successful result. <\/p>\n\n\n\n

It includes any number of transfers in each cycle, depending on the number of embryos developed. In addition, it covers all medical costs within IVF, including medication, embryo freezing costs and basic lab methods such as ICSI and blastocyst culture. <\/p>\n\n\n\n

One of the important elements of such a programme is that patients know exactly how much they have to pay until they achieve their desired positive result. Also, since a refund guarantee programme usually guarantees live birth, it allows patients to repeat an IVF cycle in case they have a miscarriage. Finally, patients know that in case no success is achieved, they are going to get a refund back. <\/p>\n\n\n\n

Of course, in order for the refund programme to be able to work, it requires certain age and medical criteria. Normally in an own egg IVF, the refund percentage would be 100% up to the age of 37 and 50% up to the age of 39, in addition to any medical criteria that has to do with the ovarian reserve and semen quality. In egg donation IVF, there are no age criteria since all donors used are young women up to 30 years of age.<\/p>\n\n\n\n

The refund guarantee programme price is based on the clinic treatment price and its success rates, so that lower clinic prices and higher success rates are lowering the overall programme cost.<\/p>\n\n\n\n

It’s worth mentioning that you may find different names for the “IVF refund” programs:<\/p>\n\n\n\n